.planner-section{background:#f4f7fb}.planner-intro{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:42px;align-items:end;margin-bottom:34px}.planner-intro aside{background:#fff;border:1px solid #dce5ee;border-radius:18px;padding:22px;box-shadow:0 14px 35px rgba(19,43,68,.07)}.planner-intro aside strong{display:block;color:#0f3151;margin-bottom:6px}.planner-intro aside p{margin:0;color:#526475}.planner-shell{display:grid;grid-template-columns:390px minmax(0,1fr);background:#fff;border:1px solid #d8e2ec;border-radius:26px;overflow:hidden;box-shadow:0 25px 70px rgba(15,49,81,.12)}.planner-form{padding:34px;background:#0f3151;color:#fff}.planner-form__heading{margin-bottom:24px}.planner-form__heading span,.planner-results__top span,.planner-results__empty span{display:block;font-size:.74rem;font-weight:800;letter-spacing:.14em;text-transform:uppercase;color:#e4b05a}.planner-form__heading h2,.planner-results__top h2,.planner-results__empty h2{margin:6px 0 0}.planner-form label{position:relative;display:grid;gap:8px;margin-bottom:18px;font-size:.86rem;font-weight:750}.planner-form input,.planner-form select{width:100%;min-height:48px;border:1px solid rgba(255,255,255,.25);border-radius:10px;background:#fff;color:#17334d;padding:0 13px;font:inherit}.planner-field-row{display:grid;grid-template-columns:1fr 1fr;gap:12px}.planner-input-suffix{position:absolute;right:14px;bottom:14px;color:#607284}.planner-check{display:flex!important;align-items:center;gap:10px!important;font-weight:600!important}.planner-check input{width:18px!important;min-height:18px!important;accent-color:#e4b05a}.planner-form__error{padding:11px 13px;background:#fee2e2;color:#8b1d1d;border-radius:9px;font-size:.84rem}.planner-results{padding:38px;min-height:560px}.planner-results__empty{height:100%;min-height:420px;display:grid;place-content:center;text-align:center;color:#687b8c}.planner-results__empty h2{color:#17334d}.planner-results__top{display:flex;justify-content:space-between;gap:24px;align-items:flex-start;border-bottom:1px solid #e3eaf0;padding-bottom:24px}.planner-results__top h2{font-size:2rem;color:#0f3151}.planner-results__top p{margin:8px 0 0;color:#5d6f7f}.planner-score{display:grid;place-items:center;min-width:128px;aspect-ratio:1;border-radius:50%;border:8px solid #dce8f0;color:#0f3151;text-align:center}.planner-score strong{font-size:1.6rem;line-height:1}.planner-score small{font-size:.72rem;margin-top:-18px}.planner-score--medium{border-color:#f5ce79}.planner-score--high{border-color:#ef9a9a}.planner-timeline{list-style:none;margin:28px 0;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:13px}.planner-timeline li{display:flex;gap:13px;align-items:center;border:1px solid #e0e8ef;background:#f8fafc;border-radius:13px;padding:14px}.planner-timeline b{display:grid;place-items:center;width:37px;height:37px;border-radius:50%;background:#e7eef5;color:#0f3151;font-size:.78rem;flex:0 0 auto}.planner-timeline span{display:grid;gap:3px}.planner-timeline strong{font-size:.9rem;color:#17334d}.planner-timeline small{color:#687a89}.planner-note{background:#fff7e8;border-left:4px solid #e4b05a;padding:14px 16px;color:#4f5e69;line-height:1.65}.planner-actions{display:flex;gap:10px;margin-top:20px}.planner-guide__links{display:flex;justify-content:center;flex-wrap:wrap;gap:12px;margin-top:28px}.planner-guide__links a{background:#fff;border:1px solid #dce4eb;border-radius:99px;padding:10px 16px;font-weight:750;color:#164a70}.planner-help{background:#0f3151;color:#fff}.planner-help__inner{display:flex;justify-content:space-between;align-items:center;gap:40px}.planner-help h2{color:#fff}.planner-help p{max-width:740px;color:#d4e0e9}.planner-help .button-row{flex:0 0 auto}
@media(max-width:900px){.planner-intro,.planner-shell{grid-template-columns:1fr}.planner-intro{gap:20px}.planner-intro aside{max-width:none}.planner-form{padding:28px}.planner-results{min-height:auto;padding:28px}.planner-results__empty{min-height:260px}.planner-help__inner{display:block}.planner-help .button-row{margin-top:24px}}
@media(max-width:600px){.planner-field-row,.planner-timeline{grid-template-columns:1fr}.planner-results__top{display:block}.planner-score{margin-top:20px;min-width:110px;width:110px}.planner-actions{display:grid}.planner-shell{border-radius:18px}.planner-form,.planner-results{padding:22px}.planner-guide__links{display:grid}.planner-guide__links a{text-align:center}}
@media print{.site-header,.page-hero,.planner-intro,.planner-form,.planner-guide,.planner-help,.final-cta,.site-footer,.mobile-conversion,.desktop-conversion{display:none!important}.planner-section{padding:0!important;background:#fff}.planner-shell{display:block;border:0;box-shadow:none}.planner-results{padding:0}.planner-actions{display:none}.planner-timeline{grid-template-columns:1fr 1fr}}